Shelbyville Daily Union

Community News Network

November 29, 2013

5 myths about health care's 'young invincibles'

Coined by the health insurance industry, the term "young invincibles" has come to describe 18- to 34-year-olds who go without coverage because they expect to remain healthy. But young invincibles are crucial to making the Affordable Care Act work: The White House is counting on them to buy coverage under the new law, helping to spread the risk and hold down premiums for everybody. Let's debunk a few myths about who these uninsured young people are and what they want from the health-care system.

1. Young adults are uninformed about the health-care law.

Young adults tend to be about as aware of the health-care law as the rest of the population. A Kaiser Family Foundation poll in August found that 33 percent of adults had heard nothing about their state health insurance exchanges. That figure was 43 percent among 18- to 25-year-olds and 41 percent among 26- to 35-year-olds. Separate polling from the Pew Research Center found that young adults were more aware than any other demographic that the health-care law offers subsidies for low-income Americans to purchase insurance. However, they were less aware of the requirement to buy coverage.

Young Americans are especially aware of the provisions that affect their own coverage options, most prominently the option to stay on their parents' insurance plans until age 26. A Commonwealth Fund poll in March found that 62 percent of young adults knew of that program.

2. They don't want health insurance.

Young adults do have the highest uninsured rate of any demographic, with about 27 percent of people between 19 and 34 lacking insurance coverage, according to the Kaiser Family Foundation. But health-care experts say this doesn't necessarily mean that they don't want insurance, but rather that they are less likely to be offered coverage through their employers. That's because more young people work part-time or hourly-wage jobs that do not offer health benefits. When offered coverage by their employers, about 80 percent of young adults sign up — about the same rate as older workers.

Text Only
Community News Network
  • Wal-Mart to cut prices more aggressively in back-to-school push

    Wal-Mart Stores plans to cut prices more aggressively during this year's back-to-school season and will add inventory to its online store as the chain battles retailers for student spending.

    July 21, 2014

  • Hospitals let patients schedule ER visits

    Three times within a week, 34-year-old Michael Granillo went to the emergency room at Northridge Hospital Medical Center in Los Angeles because of intense back pain. Each time, Granillo, who didn't have insurance, stayed for less than an hour before leaving without being seen by a doctor.

    July 21, 2014

  • Starved Pennsylvania 7-year-old weighed only 25 pounds

    A 7-year-old Pennsylvania boy authorities described as being so underweight he looked like a human skeleton has been released from the hospital.

    July 21, 2014

  • Malaysians wonder 'Why us?' after second loss of airline jet

    It was all too familiar. Grieving families rushing to airport. The flashing television graphics of a plane's last radar appearance. The uncomfortable officials before a heavy thicket of microphones.
    For many Malaysians, the disappearance of Flight 370 in March has been a long trauma from which the nation has not yet recovered.

    July 18, 2014

  • A quarter of the world's most educated people live in the 100 largest cities

    College graduates are increasingly sorting themselves into high-cost, high-amenity cities such as Washington, New York, Boston and San Francisco, a phenomenon that threatens to segregate us across the country by education.

    July 18, 2014

  • Your chocolate addiction is only going to get more expensive

    For nearly two years, cocoa prices have been on the rise. Finally, that's affecting the price you pay for a bar of chocolate - and there's reason to believe it's only the beginning.

    July 18, 2014

  • Facebook tests button to let people shop from its website

    Members on desktop computers or mobile devices can click a "buy" button to make purchases through advertisements or other posts on the world's largest social network, the Menlo Park, California-based company said Thursday in a blog post.

    July 17, 2014

  • The terrible history of passenger planes getting shot out of the sky

    What is more clear is that, if initial reports are true, this would be the deadliest incident of a civilian passenger plane being shot down in modern memory. In some instances, the causes of the disaster are still shrouded in mystery. Here are some of the worst events.

    July 17, 2014

  • 130408_NT_BEA_good kids We're raising a generation of timid kids

    A week ago, a woman was charged with leaving her child in the car while she went into a store. Her 11-year-old child. This week, a woman was arrested for allowing her 9-year-old daughter to go to the park alone. Which raises just one question: America, what the heck is wrong with you?

    July 17, 2014 1 Photo

  • web_starbucks-cof_big_ce.jpg Starbucks sees more Apple-like stores after Colombia debut

    This week Starbucks opened its first location in Colombia — a 2,700-square-foot store with a heated patio, concrete columns, mirrors on the ceiling and walls of colorful plants.

    July 17, 2014 1 Photo